Settlement infrastructure for corridors that break elsewhere

Stablecoin in. Local currency out. Same day.

Receive in USDT or USDC, convert at instant execution rates, pay out in local currency the same day. Every step attributed, reconciled and on the record.

New instruction USDC ZAR

You send

USDC134 588.02

They receive

ZAR2 450 000.00
1 USDC = 18.2036 ZARQuote held · 28s

Beneficiary

KF

Kestrel Freight (Pty) Ltd

Account ending 4471 · Johannesburg

09:41:07.31Instruction receivedAPI
09:41:07.89USDC received134 588.02 · on-chain
09:41:09.10FX executedat 18.2036
09:41:11.44Pay-out releasedJohannesburg · local rails
09:41:12.00SettledSame day
Every step on the record.

The corridor, end to end

Receive in stablecoin

Send USDT or USDC to your settlement address. Attributed, reconciled and on the record the moment it lands.

Incoming · USDC

134 588.02

Ref 88231 · 09:41:07

Received

Incoming · USDT

52 300.00

Ref 88234 · 09:52:14

Received

Receive in stablecoin

Send USDT or USDC to your settlement address. Attributed, reconciled and on the record the moment it lands.

Incoming · USDC

134 588.02

Ref 88231 · 09:41:07

Received

Incoming · USDT

52 300.00

Ref 88234 · 09:52:14

Received

Convert at execution rates

A firm quote, held while you decide. FX risk and liquidity are our problem, contractually.

USDC →

ZAR

18.2036

Firm quote

Held · 28s

Convert at execution rates

A firm quote, held while you decide. FX risk and liquidity are our problem, contractually.

USDC →

ZAR

18.2036

Firm quote

Held · 28s

Pay out on local rails

Funds land with the beneficiary today, in their currency, on their rails, with the full trace attached.

Kestrel Freight (Pty) Ltd

Johannesburg · 09:41:12

Settled

R 2 450 000.00

Pay out on local rails

Funds land with the beneficiary today, in their currency, on their rails, with the full trace attached.

Kestrel Freight (Pty) Ltd

Johannesburg · 09:41:12

Settled

R 2 450 000.00

Where we are live, and what is next

Every capability below is stated market by market, and nothing is marked live that is not.

Market

Currency

Collections

Pay-outs

Virtual accounts

Status

South Africa

ZAR

Live

Live

Activating

Live

United States

USD

Not offered

Via licensed partner

Coming soon

Live

Indonesia

IDR

Coming soon

Coming soon

Coming soon

Coming soon

Nigeria

NGN

Coming soon

Coming soon

Activating

Activating

Kenya

KES

Activating

Activating

Activating

Activating

Market

Currency

Status

South Africa

ZAR

Live

United States

USD

Live

Indonesia

IDR

Coming soon

Nigeria

NGN

Activating

Kenya

KES

Activating

Market

Currency

Collections

Pay-outs

Virtual accounts

Status

South Africa

ZAR

Live

Live

Activating

Live

United States

USD

Not offered

Via licensed partner

Coming soon

Live

Indonesia

IDR

Coming soon

Coming soon

Coming soon

Coming soon

Nigeria

NGN

Coming soon

Coming soon

Activating

Activating

Kenya

KES

Activating

Activating

Activating

Activating

Regulated at every step

Either we hold the licence, or we work with licensed partners, for every service we offer. Sanctions screening and transaction monitoring run on every flow.

Live · sanctions, every counterparty

Monitored · every instruction, every flow

Licensed · ours, or a licensed partner's

South Africa

Collections and pay-outs operate under group registrations and licences held in South Africa.

Regulated · group entity

South Africa

Collections and pay-outs operate under group registrations and licences held in South Africa.

Regulated · group entity

Canada

Registered money services business with FINTRAC.

Regulated · GTXN entity

Canada

Registered money services business with FINTRAC.

Regulated · GTXN entity

Poland

Small payment institution, supervised within the European Union.

Regulated · GTXN entity

Poland

Small payment institution, supervised within the European Union.

Regulated · GTXN entity

Bermuda

Payment services licence for the settlement hub.

In application · GTXN entity

Bermuda

Payment services licence for the settlement hub.

In application · GTXN entity

One contract, one counterparty · Screening and monitoring on every flow · Attestations published, not sent on request

The whole integration

One request to move value. One webhook when it settles. The API is deliberately boring, because the interesting part is what you never have to build: pre-funding logic, FX handling, reconciliation across a correspondent chain.

Built for programmatic clients, from treasury systems to autonomous agents.

treasury.systeminstruction source
agent.runprogrammatic client
instruction.settledwebhook · 09:41:12
ledger.entryon the record

POST /v1/instructions

curl

curl https://api.gtxn.com/v1/instructions \

-u :live_k3y_… \

-d source=USDC \

-d amount=134588.02 \

-d payout_currency=ZAR \

-d beneficiary=bnf_8c1k2

webhook · instruction.settled

09:41:12

{ “id”: “ins_0194”, “status”:

“settled”

, “paid_out”: “ZAR 2450000.00”, “settled_at”: “2026-09-09T09:41:12Z” }

Tell us about your corridor. If we can run it properly, we will say so. If we cannot yet, we will say that too.

We work with regulated PSPs and financial institutions. Tell us the market and what you need to move, and we will confirm where we are live and what the next step looks like.

You’ll hear from Luno, who run onboarding for GTXN. By sending this you agree to Luno processing your details to respond to your enquiry.

Questions we get asked

How is GTXN different from a stablecoin on-ramp or off-ramp?

Is GTXN regulated?

How does GTXN relate to Luno?

What does a corridor cost?

Who can you not work with?

Nothing on this page is an offer, solicitation or advice. Services are available only where GTXN or its licensed partners are permitted to provide them, and vary by jurisdiction. Onboarding is subject to due diligence and approval and may be declined. Digital assets are volatile and carry risk to capital.

Nothing on this page is an offer, solicitation or advice. Services are available only where GTXN or its licensed partners are permitted to provide them, and vary by jurisdiction. Onboarding is subject to due diligence and approval and may be declined. Digital assets are volatile and carry risk to capital.